10/18 – Credit Access approved. 10/28 – Credit pulled by BOA 11/06 – UW: CTC 11/07 – Verbal final verification of employment and CTC: Final 11/12 – Received my initial closing disclosure 11/14 – Received my final closing disclosure at 7:30 p.m. 11/15 – Closed
I hope that helps. I always found that it helped me to understand “typical” (if there is such a thing with mortgages/NACA lol) timelines.
Everyone truly is different, and what happened to one person won’t be guaranteed to happen to you. I’ve ready many stories on here of people that got things in different order, more steps, less steps, quicker than me, slower than me, etc.
Bank of America sends out a standard template package to all customers. In the case of naca members it is a duplicate or you can put it in the round file if you’d like which might be a better idea because filling it out would generate a second loan and prohibit you from moving forward with naca.