purchase workshop: October 26, 2019
Initial intake: December, 10, 2019 at the NACA Baltimore Office.
NACA Qualified: January 28, 2020
Ratified new construction contract: February 25, 2020
Ratified Contract on current home. We had to have a contract to sell our current home to get to the NACA Credit Access phase: February 27, 2020
Transferred to NACA DC Office (closer to home) for Credit Access: March 9, 2020
Credit Access Approved: March 27, 2020
New construction building phase 3 1/2 months
Home construction complete: July 17, 2020
Certificate of Occupancy received and sent to
NACA/BOA: July 21, 2020
Appraisal ordered July 21, 2020
Final credit check and review of uploaded pay stubs, bank statements and assets: July 21, 2020
Appraisal completed: July 22, 2020 (super quick turnaround)
BOA request final employment verification: July 23, 2020
Clear to Close: July 30, 2020
Clear to Close Final: Couple hours later July 30, 2020.
BOA was ready to close July 31, 2020. Builder requested closing date of August 4, 2020.
Closed: August 4, 2020.
Our DC Office mortgage counselor Weldon “Scott” Logan was awesome. We were assigned to Scott at Credit Access and he diligently worked our file and kept it moving along. We appreciated his responsiveness, we never had to worry about if information was received, he always acknowledged receipt and kept us informed about the different parts of the process.
NACA is truly the best in America mortgage. Have patience and do whatever is in your power to keep the process moving along, it is worth it, have patience!
The DC office was a complete mess and didn’t work out for me so I transferred my file to the Baltimore office with hopes of better service. During my first in office appointment, I received an omen when a guy was complaining that he’d been in the NACA program for 3 years and wanted to switch counselors because he was tired of dealing with attitudes.
Cut to my experiences with the DC office where I’ve had counselors who quit then a counselor who double books appointments. I got out of there ASAP! I’m glad you received a diligent counselor that was helpful along the way.