December 9, 2019 at 4:28 pm #63001
I got through. It’s a waiting game. I just told my realtor and I think he is frustrated but there’s nothing I can do. Waiting on a Clear to Close. I’ll call back Wednesday. I was initially scheduled for 12/9, initial CD had 12/10.December 9, 2019 at 4:55 pm #63003
I got through at about 430. Rep was super helpful, he’s sending another note to the bank…at this point I’ll just be a polite pest until the bank moves this process along.
My agent is trying to request an extension but we’re not sure how much time the bank needs. I hope not long because I turned in my 30 day notice earlier this month.December 9, 2019 at 5:17 pm #63004NewYorkSpiritMemberDecember 9, 2019 at 5:35 pm #63005December 9, 2019 at 6:09 pm #63006NelsontMember
I know not everyone has this ability but are you able to rescind your 30 day notice just in case? Hopefully you won’t need to. The first house I ever bought about I signed a short term 6 month lease on my apartment knowing I would be buying a house and I closed with 2 months left on the lease leaving me the full 2 months to move out and move in…again I know everyone can’t do this. It’s just peace of mind.December 9, 2019 at 6:55 pm #63007December 10, 2019 at 11:42 am #63031
I just received my final clear to close. Did you call today?December 10, 2019 at 12:02 pm #63036
@anxiouslywaiting19 OMG!!!!!!! That is awesome, I called but wasn’t able to get through. I’m so happy for you…this means they are behind the scenes working! Congrats 😀
When are you closing?December 10, 2019 at 12:13 pm #63037December 10, 2019 at 12:51 pm #63041
@anxiouslywaiting19 I called mortgage processing (again) got through to a nice rep…he was shocked that we still haven’t received an update. He provided the contact information for one of the local directors. I sent him an email, hopefully that gets us somewhere. My file was conditionally approved the same day as yours so I cant help but think someone dropped the ball. I am yet to receive a closing disclosure.December 10, 2019 at 2:29 pm #63043
It’s Thursday. I feel like I can finally breathe.
Once you get your disclosure everything happens very quickly. You’re next!!!!!December 10, 2019 at 2:51 pm #63046tricey718Member
@cstar89 When where you conditionally approved? Im trying to estimate a timeline so I know how long of an extension I need.December 10, 2019 at 2:51 pm #63047tsnipes73Participant
Hi..How long was your complete process?December 10, 2019 at 2:55 pm #63048
@tricey718 I was conditionally approved 11/22 (same as @anxiouslyawaiting19) so I don’t think you can gauge it based on anyone else….. another member (@peapod0609 I believe) was closed in 30 days……
Don’t measure on anyone elses time-frame or you will go crazy unfortunately
I have no idea how BOA processes work or what their internal timelines areDecember 10, 2019 at 2:57 pm #63049tsnipes73Participant
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