We are so excited to have been submitted to underwriting today! I will post updates as we go along so Forum members can see how our process will move forward. We have had a long and bumpy ride but getting our new home will make everything worthwhile.
All the information you will need to begin the process of seeking a mortgage modification can be found on our website, http://www.naca.com. Simply click on the blue “Home Save” button and start from there.
It took me at least another two weeks of file updates and various delays after my file was submitted to underwriting. don’t be surprised if they ask for the same stuff you know you’ve sent, just resend it, smile and say thank you! I closed on my NACA home May 10 and, aside from the birth of my children, it was the greatest day of my life. I was just so exhausted by the time I got there I am only now basking in the glow! You’ll get there though. The program works…the last word I wanted to hear at your stage was patience…but it’s true….
Not a peep nor a whisper from my MC as of yet Re: Our Underwriting Status or in reply to my emails. Our Counselor told me there is only a 48 hour turn-around once underwriting has the application for them to get back with her on what other items they will need from me. I am determined to remain positive that we can get in and out of Underwriting without any complications. It has been almost exactly a year since we were in Underwriting the first time. That time we were all but forgotten by our original counselor for months after we had submitted all of our requested items to the underwriter. Heartbreaking that it didn’t happen then: however, we are making one more run at it with our crash helmets on and a month to month lease in place. We have the Houston Home Save event coming in June. Here’s hoping we can get things going before the event hits town. As always, I remain…