I’m afraid your question is a little vague and definitely needs to asked of your counselor instead of here. How much is the disbursement? When will it take place? How close are you to getting your CTC? Those and several other items that are specific to your situation can affect the answer.
We are literally days from CTC. Bank is already listing a closing date of 1/19/17. We are waiting for our REAL closing date that our MC says hopes will be on 1/19/17. Loan disbursement will be about $10,000. We already had to show our future payments for previous loans. Does this help?
Again, only your counselor will be able to tell you for sure. However, if your future payments on this disbursement have already been factored in when calculating your affordability, then you probably will be fine.