Short Term Disability

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  • #39524

    Hello,

    I’m going out on short term disability for 3 weeks for an upcoming surgery.

    My pay will be 100% of my salary and is paid through my employer. Will this mess up my qualification through NACA? Will there be any additional paperwork I need to submit or since my pay stubs will reflect the current salary I already presented to NACA it will be okay?

    I don’t want any setbacks and I’m seriously considering postponing my surgery until after we close on our home.

    #39526

    Hi Searching4Homes,

    Since you’re maintaining your current income and are technically still employed; I think you should be OK. Have you checked with your MC?
    Fingers crossed for you!

    #39536
    TTrumble
    Member

    Hello Searching4Homes,

    You are going to be fine. Just remember my philosophy of “better twenty pages too many than one too few”. Make sure that there is more than enough documentation to make what is happening undeniably clear.

    You post reads as if the Short Term Disability is going to be paid in such a way that your normal payroll deposits, etc. won’t be altered or delayed, so it should be smooth sailing. Just write an LOE, include whatever verification you have from your employer or insurer, and you should be good to go.

    No need to postpone your surgery. Get it done and over with. I’m sure that many of us in the Forum family will send up a few prayers for a flawless procedure and rapid recovery too. Let us know how it goes!

    Tim Trumble
    Online Operations, NACA
    ttrumble@naca.com

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