I took over a lease for my sister 5 months ago and I signed the same lease that my sister signed a year ago. Today when Naca receive the verification form it had rental history for a year with a few late payments but I never paid a late payment the 5 months since I took over the lease. The landlord agreed to right a note on the verification form that the lease hasnt been late the past 5 months. Will this cause a problem down the line?
No you should be fine with a letter from the rental office stating when you took over the lease and the history of those payments which were not late. I think the VOR looks at payments that are 10-15 days late.