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Tara585.
NewYorkSpirit@nacaway how long did it take for the appraiser to do the correction? Also, did your agent have to do the dispute process?
tricey718I know this probably a case of the closing crazies but I was wondering at what point does one request their file to be escalated? My contract expiration date is 12/16. I hate to jump the gun prematurely but all conditions were addressed on 12/6.
I believe I have to receive UW CTC and CTC Final. Seems like a stretch with a week left. Should I be looking into an extension now?
NelsontI would be expecting a response this week. Have you tried contacting the mortgage processing center?
tricey718I contact them everyday. I was only told that all my conditions were addressed on Friday and its back with the bank. Wednesday will be 72 hours. I did notice the same Appraisal was uploaded to my file on Friday. The original was uploaded on 11/20. Nothing changed.
cstar89All of my conditions were addressed 11/26 and we still haven’t received an update. File was escalated last week as the expected time-frame to be returned was 12/4. You can request the escalation but when I called to do so the UW had already done it.
My contract expires Wednesday and while I’m prayerful I am preparing for an extension. At this point I just want to get the closing disclosure.
Peapod0609If you do not have a CTC with a week or less left I would probably start asking the seller about an extension. But the seller should be aware that you are very close and the sale is basically in the bag at this point if you’re this far. It is not a matter of if, but when.
So @tricey718 definitely allow the bank at least 2-3 business days to give updates but being that close, my opinion is you should start reaching out for an extension if you’re within a week without a CTC.
Tara585@Peapod0609..THANK YOU! IT FEELS GREAT TO BE ON THE OTHER SIDE. Im just happy it happened. I havent moved in yet and it feels sometimea like Im walking around someone else home but Im sure that feeling will change once I move my things in.