Just non-payroll deposits over $100. That having been said, if your bank statements regularly show unusually frequent small deposits, you will probably have to explain those as well. But unless there’s some sort of unusual pattern, you’ll only need to explain ones for $100 and up.
P.S. Your workbook won’t say anything about a series of regular smaller deposits or withdrawals, but the pattern will definitely be noticed, so there’s no sense waiting for a condition to come back from the underwriter. Be proactive and get it out of the way.
I’m writing the LOE’s for my medical debt and on my action plan it says to include the account numbers. The only things is, they all show up differently across the three credit bureaus when I pulled through annual credit report.com. Even when I go to my accounts through credit karma and Experian’s credit lock service, the numbers show up differently there as well. Basically none of them are coming up the same. I have been asking my MC these questions but he’s on vacay. Any suggestions on this?
Thank you so much for your help guys, you are both such a wealth of knowledge and I appreciate all of your responses.