It depends on a case by case basis. It will most likely come down to being able to provide a letter from your employer on company letterhead (no email) that your income was directly affected by covid and would not have been without covid. You will also likely need to provide proof the bill collector did not offer leniency.
As long as your can show the late payments were directly Covid-related and therefore beyond your control, you should be okay. your counselor and underwriter will have to make the final decision, but I suspect you don’t have anything to worry about.