File Delay

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Viewing 15 posts - 241 through 255 (of 292 total)
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    Posts
  • #64306
    Tylocs
    Member

    Thank you Lord, I’ve been praying for you and for the others too.

    #64307
    tricey718
    Member

    Thank you @Tylocs. I will continue to pray for others in the process!

    #64308
    lcovington
    Member

    @tricey718 congrats! Now that’s an update!

    I’m still just waiting and hopeful. Hoping to not have reschedule the family trip (taking our 2 boys to Disney)

    #64309
    Liubov1989
    Member

    @tricey718 OMG. It’s great. So happy for you. Congrats! I moved in yesterday.

    #64310
    firmeh89
    Member

    @tricey718 congrats!!!!! A lot of updates the last few days!

    #64311
    tricey718
    Member

    Now to really pack, and give my notice, again!

    #64313
    Our1sthome
    Member

    Congratulations!!

    We are still waiting. I guess we are waiting on a 1004D form.

    #64314
    lcovington
    Member

    @tricey718 pack fast!!!!! lol did you get any updates emails before you found out your closing?

    #64320
    lcovington
    Member

    @Our1sthome the 1004D is an appraisal completion report. We ran into that issue few weeks ago. Call mortgage processing to make sure the (final appraisal) was actually ordered and when it expected to be completed. That caused one of our delays the final appraisal was never actually ordered. We also had our realtor contact the appraiser to confirm when they were scheduled to do it and notify us once completed so we could then confirm mortgage processing received.

    #64321
    Our1sthome
    Member

    The appraisal report has already been uploaded to our web file. So is it just that they need to fill out this report? And you said a “few weeks ago”, what are you waiting on now? I don’t have a few weeks.

    #64322
    tricey718
    Member

    @lcovington. I had just called Mortgage processing and was told my file was with the underwriter. A few hours later my status changed to Final Clear to Close and a few minutes after that I received an email noting the same.

    #64324
    Nelsont
    Member

    @Our1sthome are you buying a new construction? There are multiple appraisals associated with a new construction one is done early on and one is done after completion. If you only see one in your file for a new construction home then another might have to be done.

    #64326
    lcovington
    Member

    I had to appraisal (1004D) because we are doing new construction. I have been waiting a few weeks on the CTC.

    #64328
    Our1sthome
    Member

    It is a new construction. I never saw the first appraisal. The final appraisal was done on 12/14 with the report being finalized on 1/2.

    They cleared that 1004d condition. Now I have no clue what I’m waiting for. But I know I am homeless after Friday. So here’s hoping for a miracle.

    #64331
    Nelsont
    Member

    You would be surprised how many people are “homeless” while waiting for their loan to go through. This is just a fact of the industry and why it’s advised to have at least a month overlap. Banks are ruthless 🙁 but then again nacas mission is to combat that.

Viewing 15 posts - 241 through 255 (of 292 total)
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