File Delay

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  • Author
    Posts
  • #64082
    tricey718
    Member

    That’s awesome. Good to know they are working and someone is moving through the pipeline.

    #64083
    Our1sthome
    Member

    Does anyone know if the bank works on Saturdays? Or is it just M-F?

    #64084
    lcovington
    Member

    I know there is a specific team within B of A that handles NACA mortgage applications. I am not sure if that teams works on Saturdays. The non-naca mortgage application process has these hours. I would not be upset if status updated to CTC on Saturday but I currently have no update and not expecting any changes until Monday *hopefully*

    New mortgage applications
    800.270.5746
    Mon–Fri 8 a.m.-10 p.m. ET
    Sat 8 a.m.-6:30 p.m. ET

    #64085
    tricey718
    Member

    I was wondering the same. I assumed they didn’t work weekends.

    #64086
    lcovington
    Member

    Perhaps @ttrumble knows if Bank of A has people working NACA mortgage’s on Saturdays.

    #64094
    lcovington
    Member

    Before issuing the clear to close does anyone know the final checklist the bank goes through before issuing it to members?

    #64095
    tricey718
    Member

    I dont know. I was told on Friday that the lender is reviewing my file. Not sure how long or what that consists of.

    #64096
    lcovington
    Member

    Ok that’s what I also don’t understand. Was told a review was completed 12/27 and no conditions found. Would be great if there was more transparency in what exactly they are reviewing / looking for especially if you have already been approved addressed initial conditions and received initial closing disclosure.

    #64097
    Nelsont
    Member

    Well for one it’s a double check.

    While I don’t claim to know what the actual check list is the underwriting process is obviously to evaluate your worthiness of a loan so once a cd is issued all the checks prior to CTC are for internal paperwork. Getting schedules lined up securing/allocating the funds getting each department to sign off etc.

    #64115
    lcovington
    Member

    Anyone got any substantial updates? Or just more of the same? Just waiting at the mercy of Bank of America.

    #64116
    tricey718
    Member

    Spoke to the MP Dept. and the same response. File is being reviewed by Lender and no update. :/

    #64117
    Liubov1989
    Member

    My closing is scheduled for today. The title company just sent me an email with closing time. I am so happy. Can’t believe it!

    #64118
    Peapod0609
    Member

    @Liubov1989 congratulations!

    #64119
    lcovington
    Member

    @tricey718 I got same response


    @liubov1989
    congratulations!

    #64120
    tricey718
    Member

    @liubov1989 congrats. Thats exciting

Viewing 15 posts - 196 through 210 (of 292 total)
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