Code Violations

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    I am currently under contract and supposed to be closing tomorrow. I just received a code violations report from the seller this past Saturday. There are 3 open violations all the way from 2014. My property was recently renovated just in Nov 2018. Obviously, these code violations are no longer applicable and have been addressed.

    I’ve been told the city would need to clear those. This could take weeks dealing with the city in Philadelphia. The violations are non-hazardous and non-safety related.

    Does anyone have any experience with this? Are these able to be waived?

    Again, I’m supposed to be closing tomorrow, that obviously won’t happen since HAND hasn’t cleared me. But are these really that big of a deal?


    Hello yannii,

    Code violations are a VERY serious matter and there is no means of waiving them. Code violations are fundamental health and safety issues by definition no matter what they may be. As such, neither NACA nor the bank will approve the loan until they have in fact been cleared by the proper governmental body.

    The seller is responsible for getting these cleared, and has had six months to get this done prior to this sale. Why have they not done so? This is in fact a legal issue that they are responsible for and you need to hold them to.

    Tim Trumble
    Online Operations, NACA

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