Changing Jobs after Credit Access

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    I was approved for Credit Access. I was just offered a full time position at my part time job and would make my full time a part time job. Would this stop me from getting my house?


    Can you possibly explain the situation, and hold off until after closing?


    Hello Nicci,

    At this point, any changes between now and closing on your home will cause you to go back to square one. Since that job would then be your primary source of income, it changes everything. You would literally have to go back to the beginning and re-qualify since your income had changed.

    Ask the employer if you can be switched to full-time status AFTER you close on your home and simply explain why. If they are any sort of decent human beings, they’ll work with you on something this big and this important.

    Tim Trumble
    Online Operations, NACA

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