This Monday, April 18th, is the last day to file 1040 tax returns with the IRS for the year 2015. (For members who live in Maine or Massachusetts, it’s Tuesday April 19.)


After Monday, 2015 tax returns are required for all files in the NACA Purchase Program in order to obtain NACA qualification or for NACA Credit Access to be granted. Likewise, 2015 tax returns will be required for all files in the NACA Home Save Program.  Files in either program cannot move forward without the tax return after the 18th.


Taxes filed after March 15th where the 2015 transcripts (not returns) are not yet available, 2014 and 2013 transcripts are still acceptable.  However, proof of 2015 filing (payment of taxes, tax return received or IRS stamp) will be required for files before they can go to a participating lender.  For all other files, 2014 and 2015 IRS 1040 transcripts are required.


Please note: Filing a Form 4868 (automatic extension of filing deadline) will not exempt NACA members from the above requirements. Also, failure to pay any taxes owed will also halt the progress of a file.


Please contact NACA Member Services at 425-602-6222 with any questions.

By TTrumble

Online Operations Team and Forum Administrator for NACA. Based in the NACA National Counseling Center in Charlotte, NC.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.