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Thanks for your advice, @Nelsont. My realtor and I just had this discussion and we are set to increase my EMD’s moving forward. We are also bidding $10-15k over asking price. Hopefully, this new combination works in our favor.
Update to anyone wondering the same thing, per NACA support team, after you become qualified you will receive a link within 48 hours to schedule a purchase workshop meeting.
I need someone from NACA to answer my question please.
Thank you, @Dee. I currently reside in a condo and everything is included in my rent price including wifi, cable, and all household utilities. I can’t use my cell phone bill because boost mobile isn’t considered a “contracted phone plan”. Can I use Netflix or any other streaming service?
Cont… Please note all of my alternative credit showed on time payment history for more than 12 months!
Thank you @damiensmith! I know the effects of being an authorized user can hold. My question is… this will appear on my credit, but would this be considered a new debt for me even though it’s not my bill?
@tpeguese OMG would you really? That’d would be awesome.
This is truly a great supportive community. Thank you, thank you!
Thank you! This was very helpful. I’ve been saving more than this before they told me my monthly maximum, so I think I’m good.
@nelsont my maximum monthly payment is $1029. So all I need is to put $79 to the side each month?
I have the same question & where do we upload additional information?
I’ve got in contact with someone and was able to get an appt scheduled and now I have been assigned to a counselor! However, it’s not until 12/22/2020 this year. These wait times are ASTRONOMICAL (that’s a 7 month hold time between the home buying workshop in May to my first official counseling session in Dec)!! Hopefully, everything goes smoothly during the ATD event where I won’t have to wait till December for another appt. *positive thinking*.July 23, 2020 at 11:38 pm in reply to: To anyone starting the NACA process get your rental verification asap. #70731
@blessedmom88 Ook, thanks for this information. But why was she saying go ahead and have this filled out prior to getting the process started?
@mojorysing My email does state it’s for an ATD event; however, I’ve already been to the NACA Homebuyer’s Workshop on 5/23, got my NACA ID#, and filled out my intake prep information. Once I filled out all of that, an email came and they scheduled me to attend the ATD event on 7/26. What am I missing here? What are the steps to this process? I’m getting confused. I assumed this event was me finally talking to my MC because Ive already done everything else.July 23, 2020 at 11:11 pm in reply to: To anyone starting the NACA process get your rental verification asap. #70727
@nelsont are you implying that we would need to type up a VOR form or would my MC provide me with one.
Not everyone rents to an apartment company, so I know it has to be exceptions to this rule. Many people rent to individuals/landlords.
This doesn’t make me feel hopeful for my scheduled app on Sunday. Now that I know they are off on weekends and Monday. Why would my scheduled MC appt say 7/26?