dallasBuyer@2BLESSED mine is after closing they have to get the funds before we get thebkeys… next morning after we close we get the keys
dallasBuyer@Tish89 Thank God we closed on our on Feb 5. Living the dream now
dallasBuyer@Beckyg87 Looks like we are in the same boat. I have been in that status for a while now but they haven’t uploaded my commitment letter until today. I am still waiting for CD and CTC. so frustrating!
dallasBuyer@Nelsont They are saying I just have to eait. Today they even said I dont have to call more than once a day… i am so stressed
dallasBuyer@Nelsont my MC advised me it was because there was conditions and the BOA underwriter yet to review it. I am keeping my fingers crossed and praying.
dallasBuyer@Nelsont does the CD will be uploaded on my webfile or mailed to me?
dallasBuyerThank you @Nelsont. I haven’t received the CD yet. will check with my MC too
dallasBuyer@peapod0609 will there be any problem if i withdraw more than the buy-down amount from my retirement account and deposit it in my saving account?
dallasBuyer@Nelsont yeah that is what I tried but she is out of town till Jan 2nd…
dallasBuyerThank you @Nelsont and @peapod0609… my retirement plan requested the breakdown numbers but I will definetely try with the P&S contract as justification with MRF as an amount.
dallasBuyerThank you @Nelsont I checked with my MC and advised me it already locked. quick question though, I have to withdraw money from my 401K for my buy-down and my retirement plan wants the numbers that shows what is needed at closing including buy-down. At what stage do i get these numbers?
dallasBuyer@Nelsont Thank you so much will do so. When will the interest rate lock?
dallasBuyer@Nelson Thank you!
dallasBuyerThank you so much @Nelsont. One quick question as well… is it the End Balance of the calendar month on the statements or End Balance of the statement that is used to see the payment shock savings? Thank you!
dallasBuyer@Nelsont Thank you so much for your reply. Actually my 31% of the income is $2079. paying off the two credit cards will increase my qualification amount to $1786. BTW based on calculations having $50 more for the monthly payment will increase minimum between $7k – $8K purchasing power.
