Which things require an LOE?

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    Okay so I’m proactively trying to prep for my intake appointment on Friday as much as possible. I’ve written LOEs for all collections and charge offs on my credit report. Does anyone know if I need an LOE for credit inquiries that appear on my report? Or accounts that are closed but in good standing?


    Anything and everything the UW have a question about. Collections and charge offs obviously. Probably the credit inquiries. Any large withdrawals or deposits that are not linked to your employer. Gaps in employment. Rental history. Missed or late payments. You have a good start though.

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