We Closed on the House!!!!!

Home Forums Purchase Program We Closed on the House!!!!!

Viewing 9 posts - 1 through 9 (of 9 total)
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  • #65005
    outrenthome
    Member

    6/10/2019 – My belief that I would never be able to buy a house changed when I learned about NACA from a friend who works for Bank of America and bought a house through NACA
    07/20/2019 – Attended Initial Workshop.
    09/12/2019 – First Appointment (with mortgage counselor Andrea)
    11/01/2019 – Changed Mortgage Counselor to Mickie after Andrea was terminated
    12/11/2019 – Application submitted by Mickie to NACA Underwriter
    12/19/2019 – Application was approved by NACA underwriter, moving on to Purchase Workshop
    12/24/2019 – Seller accepts our offer on the new house (Merry Christmas!)– Pending attendance of Purchase Workshop
    12/26/2019 – Attended Purchase Workshop – NACA-qualified
    12/26/2019 – Home Inspection made my approved NACA inspector
    01/01/2020 – Signed request of waiver for the required repairs that are not done by the seller to HAND. The Seller will complete foundation and plumbing repair.
    01/02/2020 – Signed loan application for Bank of America
    01/04/2020 – Signed homeowners’ insurance and forwarded it to Mickie
    01/04/2020 – HAND approved the waiver of the required repairs not done by the seller.
    01/09/2020 – Received appraisal – house appraised $3,000 higher than sale price
    01/10/2020 – Received Commitment Letter – Locked interest rate at 2.125% provided I will pay for the maximum of 5 points available at closing (plus prorated property tax and insurance).
    01/15/2020 – Loan Clear to Close
    01/15/2020 – The realtor sent proof of required repairs completed by Seller to HAND and Bank of America
    1/21/2020 – Final Walk-through – everything looks great
    1/24/2020 – Signed the closing docs and took a picture at the NACA office with the NACA yard sign!!!

    I am so excited! We got a cute house in Irving, Texas!!!! The seller left the keys hidden by the front door for us to take them and call this house our forever home! <3

    Thank you so much, NACA!!!! You made my dream come true!

    #65006
    vonny2421
    Member

    CONGRATS!!!!!!!!!!!!!!!!!!!

    #65007
    Nelsont
    Member

    😀

    #65008
    vonny2421
    Member

    HOW DID YOU GET THROUGH BOA SO FAST? I’VE BEEN READING THAT THERE ARE DELAYS. ANY WORDS OF ADVICE?

    #65011
    2BLESSED
    Member

    I am very happy for you in your “forever home!” I have been waiting to see a closing that didn’t take two months. This is outstanding news! God Bless you and your family!

    #65018
    outrenthome
    Member

    @vonny2421 I think it’s because I had a rockstar mortgage counselor to work on my application. Mickie was amazing and when my application was moved on to Bank of America, I only had 2 super simple conditions to resolve, one of them was about correcting a date of when I moved out of an old apartment a few years ago. The other I forgot what it was but was another very simple one too.
    Also my realtor was super pushy so she made everything move around fast. If you need a NACA certified outside realtor in the Dallas-Fort Worth area look up Alecia Smith, she got everything done, fast!

    #68466
    HaulinCubes91
    Participant

    Mickie is my Mortgage Counselor! She is great. I have to close by 06/01, hoping shes going to be able to rush our file!

    #68473
    Kristopher Fraley
    Participant

    A rock solid mortgage counselor definitely helps things run a little smoother… Especially with the significant lender delay’s these days…

    Congratulations! I am happy to hear you found your forever home!!!

    #68478
    2BLESSED
    Member

    congratulations!

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