Underwriting: file clear to close

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    We are more than 90 days from signing our contract, and today our webfile says: “underwriting: file clear to close – file moved to processing for pre-close.” We also got word from our MC an hour and a few minutes after the time for this note that we needed to provide a letter of explanation for varying names on his credit report. This was at the end of the day (5:23), so we were unable to get this letter to him until an hour or two later, but it has now been uploaded and emailed. We plan to follow-up as well in the morning.

    Our question is how soon should we expect to receive our final CD and closing date? What’s realistic? This has been a long process, and we have not always had the communication we needed to know the current timeline.


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