Trying to stay positive but it’s hard

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  • #63090

    I signed my bank app also on 11/15. I addressed all my conditions (I had 4) and they all cleared except for my title document conditions. NACA said it was cleared on their end but it still shows pending in my file. My attorney has sent the title several times. No one has any answers as to why it still shows pending. @nelsont any idea why this is? I’ve called several times.

    #63091
    Liubov1989
    Member

    How to escalate the file? Should I request the escalation? I just called the Mortgage Department, they told me “just wait now, the bank is reviewing your file, no outstanding conditions”.

    And I can’t believe I need to wait that long. I am so worried about closing not in time. Really hope that the seller will wait.

    By the way, Congrats on closing @anxiouslywaiting19 Good luck to you tomorrow.

    #63094
    tricey718
    Member

    @liubov1989

    My MC requested the escalation both times. I would reach out to him/her.

    #63181
    tricey718
    Member

    I contacted MP doing my daily check and was notified of a HAND condition. It didnt appear on my file and I was HAND cleared on 12/6. Good to know they are working on my file. Just shows how important it is to stay on top of things.

    #63234
    JackNapier
    Member

    I truly understand your frustration. We had our closing date changed 3 times before actually closing. Calling Mortgage Processing helped tremendously. After calling them and personally requesting my file be escalated, we received our final CTC in mere hours. I was definitely at the edge of walking away from NACA, but the forums and people like @Nelsont helped me stay with it. We started our NACA journey in November 2018 and closed on our house November 2019. Which in hindsight, wasn’t bad at all. I had to learn that the problem wasn’t with NACA. It was with BofA and NACA was doing all it could to help with the process. Hang in there. If the sellers walk away they won’t get a buyer quicker than you can close, unless that buyer shows up with cash money on the spot.

    #63235
    Liubov1989
    Member

    @jacknapier Could you clarify this “we received our final CTC in mere hours”. You meant “in a few hours”?

Viewing 6 posts - 61 through 66 (of 66 total)
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