7/18/16- Final cash to close amount given. Higher than we expected based on previous loan estimates and initial closing disclosure. This amount included: funds for buydown, prepaid interest, prepaid taxes, prepaid homeowners insurance (1 year-which we paid for prior to closing and provided receipt to MC and title agent), escrowed homeowners insurance (3 mo), escrowed property taxes (5 mo), HOA one time capital contribution fee and one month HOA, and owner’s title insurance (which is optional, I recommend you letting your NACA counselor know asap whether you want to waive coverage or not so that they can inform the settlement agent and have it removed from your settlement statement if need be).
7/18/16-Went to bank to get Cashier’s check for closing amount
7/19/16- Final walk through with Builder
7/19/16 12:00pm Closed on our loan and received our keys at the NACA office!!! 🙂