Sooner date for Intake process?

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  • #71007
    Ozioma06
    Participant

    Hi. My 1st intake process to purchase a home was done May 30th, 2020. My husband and I were given an Action plan to be completed by our next intake process which was Sunday July 26th, 2020.
    The MC that counseled us on July 26th stated that all was well and she would have approved us if the 1st MC had done 2 simple items on our file. So from May to July nothing was done! I have emailed and called my MC without a response. I ended up calling Member services only to be sent an email that our next appointment would be December 2nd, 2020! I’m in my last trimester of pregnancy (Due Oct) and would like to get this process going asap. I dont know why we’re scheduled all the way in December. This process is making me so depressed. Please I need an earlier date, possibly this August? I feel like I’m at the mercy of my MC.

    #71058
    TTrumble
    Member

    Hello Ozioma06,

    Unless you specifically request otherwise, our members are always given the first open appointment available.

    I think a lot of times, people don’t quite grasp how massive the demand for the NACA program really is. There are at least six offices I can think of where an appointment four months out is probably normal right about now.

    This is why we created the Remote Counseling program and the Achieve the Dream events, to alleviate some of that burden and work with as many people as possible in the shortest amount of time without compromising our principles.

    It’s also why I keep preaching that patience and persistence are the two most powerful tools you have in the NACA program.

    You can register for an appointment at an upcoming Achieve the Dream event. right now, there are a few slots open for the last weekend in October, but that’s about the same time as your baby is due. You can also call the local office and ask to be put on a waiting list if there should be an appointment cancellation.

    Beyond that, I’m afraid there isn’t much that can be done. You best bet is to focus on being over-prepared for your appointment to eliminate any unnecessary additional appointments after that.

    Tim Trumble
    Online Operations, NACA
    ttrumble@naca.com

    #71060
    Ozioma06
    Participant

    Thank you for your response. Yes, I saw the events in October and I signed up for one already.
    Since the delay was on my MC’s end, How can we ensure someone will go through my checking/Savings account line by line (as per the last MC) to make sure everything matches up before our next meeting? She stated that, that process may take up to 2 hrs.
    Also, I will only be paid approximately 2 months of maternity leave but I’m planning to spend 5-6 months out. I will have to go to my other account(not the payment shock one) to sustain my family in the interim. Will the absent of paycheck during that time disqualify from getting through NACA? I will still be employed at my job but will be on an extended maternity leave.

    #71081
    PrayingInCali
    Participant

    I attended the intro workshop over the weekend and my first appointment to speak with a Counselor is OCT 2nd. I believe I have all my ducks in a row but after reading this forum and the horror stories I’m worried that I will find myself in a holding pattern for months and months. During the first workshop our presenter stated that it was possible to move quickly through the process if you have your documents and an established savings plan. I guess someone should have asked that he define “quickly”.

    #71140
    TTrumble
    Member

    Hello PrayingInCali,

    I need to be just a little straightforward with you. Thinking “I’m worried that I will find myself in a holding pattern for months and months” is exactly what you have to avoid. It will become a self fulfilling prophecy and will turn you into your own worst enemy.

    That kind of mindset will magnify every little bump in the road (and there WILL be bumps in the road) into a mountain and will turn every week into what seems like a month. I have seen so many people scuttle their own dreams by buying into the wrong perspective.

    Worry is a total waste of energy. Instead, recognize that there will be things to deal with, the timeline will not go as you imagine it should, and you’ll be asked to do things that seem at least redundant or even wasteful. Resolve yourself to doing whatever is needed to get past the bumps, be overprepared, and NEVER let it distract you from the final objective of getting those keys in your hand.

    The people who do best in the NACA program often approach it as taking on a part time job and applying yourself accordingly. Under those circumstances, it will be by far the best paying part time job you will ever have.

    Be proactive. Be a “polite pest” when it comes contacting your counselor. Remember that patience and persistence are the two most powerful tools you have in the NACA program. And remember you have an incredible community of people here on the Forum to provide you with help and information, or just some encouragement when needed.

    All that having been said, your presenter was right. You CAN move through quickly, but YOU will determine that FAR more than anyone or anything else. Your determination, preparedness and how proactive you are will make worlds of difference.

    We have already had several people who started the process with the virtual ATD events complete the process and close on their home. So yes, it is possible to to the whole thing in three months. It’s you who will determine whether you do the same.

    Please keep us updated on your progress.

    Tim Trumble
    Online Operations, NACA
    ttrumble@naca.com

    #71141
    PrayingInCali
    Participant

    I truly appreciate your reply. I definitely admit I have never been good at simply allowing things to happen as they may. I recognize I can only continue to do my part and follow the lead of my counselor. Thank you again for imparting your wisdom on this board. I will keep you updated!

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