Realistically

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This topic contains 8 replies, has 3 voices, and was last updated by  MzSheaD 2 months, 3 weeks ago.

Viewing 9 posts - 1 through 9 (of 9 total)
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  • #44215

    kirkan1981
    Member

    I have been reading up on the forums and I see where a lot of people are just stuck at this point and understandably frustrated. I am going to the event next month and would like to know what my chances are to get qualified at the event. I saw where Tim mentioned that some people get “conditional” qualification. I am still at the beginning just trying to get qualified but I must be honest reading most of these post is really scary.

    #44218

    rjones016
    Member

    It was not hard for me to get qualified because I cleaned up my credit prior to going to the initial workshop. I made sure I had all my paperwork such check stubs other income w2s and tax return. I also wrote letters for addresses listed on credit reports and I got IBR letter from student loans. Just stay organized because they will ask for the information. I forgot to mention bank statements

    #44219

    kirkan1981
    Member

    Thanks @rjones016 I didn’t really have credit that needed cleaning up. The collection accounts I do have are all going to expire and fall off my report next year. I did have some credit cards I wanted to pay off to increase purchase power. I am trying now to get organized and trust me that’s hard because I am NOT an organizer by nature.

    #44220

    rjones016
    Member

    Ok because they are going to look at timely payments and how much debt you have. I also made sure I had money in my savings and used my 401k for minimum required funds to qualify for more house

    #44263

    MzSheaD
    Member

    @kirkan1981 I am going to attend the event too. I feel like I am right at the cusp of getting qualified and if I can just get it knocked out instead of waiting the days in between it would be better.

    #44264

    kirkan1981
    Member

    Great! I see a couple of forum people will be attending. I will be easy to spot. Look for the girl who will be looking wide eyed and a tad bit scared! I am attending the Thursday session hoping to get answers that day but I took PTO for the Friday as well. I have been following your post so I hope you can get qualified before then!

    #44266

    MzSheaD
    Member

    @kirkan1981 lol then I guess both of our eyes will look the same. Just look for the girl with the big afro ponytail. I wasnt sure if I should do the thursday or the Saturday since I just need to get the UW approval.

    #44269

    kirkan1981
    Member

    I know it will all work out for you. You have been diligent in your journey. I’m prepared to come every day of the event if I have to. I live in Alabama so it will be a ride!

    #44271

    MzSheaD
    Member

    Thanks @kirkan1981 It will work out for you too 🙂

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