How Long Did You Sit At “Approved- Conditions”?

Home Forums Purchase Program How Long Did You Sit At “Approved- Conditions”?

Viewing 15 posts - 31 through 45 (of 50 total)
  • Author
    Posts
  • #64783
    TTrumble
    Member

    Hello tlthom76,

    That’s really strange about the rental ledger. Please email me with your NACA ID number so I can take a look-see to try and find out what the problem is.

    Tim Trumble
    Online Operations, NACA
    @naca.com">ttrumble@naca.com

    #64785
    tlthom76
    Participant

    @ttrumble,

    I just emailed you

    #64799
    Dreamchaser
    Participant

    @tlthom76 I had the same issue with our P&S contract. I spoke with Dwayne in MP and he shrank the document a little and printed it out and then rescanned it into my file.

    #64801
    tlthom76
    Participant

    @Dreamchaser,

    That’s comforting to know it’s not just me. I think @ttrumble got it taken care of for me. We’ll see what happens from here. 🙂

    #64815
    tlthom76
    Participant

    @ttrumble,

    My status just changed to “Underwritten and approved. The lender has open conditions. These conditions must be addressed by the borrower or NACA as applicable”

    So I think whatever you did Michelle accepted it. Now just waiting for BOA to clear their conditions 🙂

    That makes me a little happier

    T.

    #64817
    2BLESSED
    Member

    @ourfirsthome congratulations!@tlthom76 praying you get your final clear to close really soon.

    #64818
    tlthom76
    Participant

    Thank you, me too 🙂

    #64889
    tgarrett88
    Participant

    @tlthom76 my status too was underwritten and approved on 1/17 and it changed this morning to Final Clear to Close – The Lender’s processors update to Clear-to-Close Final once Verbal Verification of Employment (VVOE) and other alerts clear, and the loan is ready for closing to be scheduled.

    Hoping for my final CTC today. My only concern and question is about the VOE. Last week, BoA sent an electronic employment verification to my job and they sent it back within an hour. Can that suffice or is the VVOE also required? Thoughts @ttrumble ??

    Hoping for your CTC today as well @tlthom76 !!

    • This reply was modified 2 months, 2 weeks ago by tgarrett88.
    #64890
    Kiwicali011210
    Participant

    Final clear to close was just issued! Web file status still says “approved-clear to close” and no final disclosure yet, but I received an email saying that the final had been issued and to confirm a time for closing friday! Any updates with you guys? @tlthom I know you were right with me, any updates? Hopefully things go as planned, i will keep you guys updated! (Once the final clear to close is issued there should be no more conditions right? I feel like i won’t relax until i get the keys!)

    #64892
    tlthom76
    Participant

    @tgarrett88, @Kiwicali011210,

    I am so happy for both of you ladies. I’m so ready to cry right now. Another condition popped up this morning stating “Still pending: Document NACA provided isn’t for the subject property. Title company to provide the full amount of the taxes without any exemptions”. I know its an easy fix, but my time is running out so quickly my back is against the wall. I’m trying to stay positive and hopeful, but its hard

    T.

    #64893
    Nelsont
    Member

    They say you can’t be sure until you have the keys in hand since conditions can theoretically be issued up until then though it would take something very significant for that to happen. Just remember – you’ve passed the hardest part (if you don’t include waiting to close!).

    #64898
    Sshanny
    Participant

    for me it was about a week and a half.

    #64962
    rodlow31
    Participant

    Congratulations!! I’m in same spot. Approved-outstanding conditions which was addressed as of Tuesday. Praying that this almost 2 year process is about over. Been living with relatives for 18 months!! I’m ready for the keys to my new home…

    #64963
    tlthom76
    Participant

    @Kiwicali011210, @tgarrett88,

    I received my initial closing disclosure with a tentative closing date of 1/28. I hope that comes true, but still haven’t received Final CTC. Just being hopeful

    T.

    #64964
    Nelsont
    Member

    You haven’t received the final CTC yet because that is the absolute last thing you receive before closing. If you view the initial CD as step 1 the final CTC is step 4. You still need the initial ctc and final cd and potentially voice verification of employment. Don’t worry though this all comes bunched together and fast. If you are going to close on 1/28 I would expect to get your final ctc on 1/27. It is possible you hear absolutely nothing until 1/27 and then all 3 of those steps occur at once. It is also possible you do not get your final ctc until the night of 1/27.

    They really make you sweat it out. That’s why they say closing crazies.

    • This reply was modified 2 months, 1 week ago by Nelsont.
Viewing 15 posts - 31 through 45 (of 50 total)
  • You must be logged in to reply to this topic.
Follow us on Facebook RSS Feed Follow us on Twitter