Well, the commitment letter expires today, but had to redo GFE and 1003 on 10/13. So don’t quite know what this means for us. Trying to stay realy positive about this whole process, but as the MC said, once you start dealing with HAND, it makes the process a lot longer. HAND has cleared us though, and all documentation is with the bank, including the second appraisal done on 10/18. We hope to close sometime this week, if we don’t, our deal is dead and we will be homeless. My 45 days was up on 9/10, it’s now 10/19 and our addendum only covers us until 10/26. Hope Citi Bank processors feel an inclination to CTC us on this coming Monday or Tuesday. Someone wish us to close as we wish you go to close soon! In the mean time, I just needed to vent my frustration even though I already know where it’s coming from (not behind because of NACA or Citi Bank; seller dragged his feet on this one).