BofA ask for more……..again

Home Forums Homesave Program BofA ask for more……..again

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  • #576
    ineedhelp
    Participant

    Hello………………. several weeks ago I mentioned that b of a sent me this packet via fed ex with the introduction saying “Thank you for your interest in foreclosure prevention alternatives. We need information related to your financial situation and the circumstances of your hardship to determine if your loan is eligible for this program.” This week I get another packet…saying the same thing……………… There asking for 4506-T, Uniform Borrower Assistance Form, hardship letter, proof of hardship documentation etc,,,, All the stuff I have been sending them multiple times going back a year ago…They want a response by may 25.

    Of course you are aware I have already been approved for a permanent modification….. docs were notorized/signed and returned In February…. and my naca file keeps giving me messages dfrom the servicer that they are in the process of processing my closing docs……………….

    Last time I got this packet I called and left a message with them informing them of my REAL current status and I am working with NACA…. I also responded in a brief letter, included a copy of the permanent docs from b of a, and mentioned that apparently whoever sent me the fedex packet was unaware..

    A couple weeks later, this week, I get another packet….. Oh well………………………. now what do I do,,,,….. Ignore it this time……………….. give them a call……Obviously, the right hand doesnt know what the left hand is doing….. or do they??? I just dont want to get foreclosed on and sent my closing documents simutaneously…… which is apparently the way this two-headed monster is working…………….. is a possibility…
    thanks
    needhelp

    p.s. had to change my login name from needhelp to ineedhelp………………. unable use needhelp for some reason……………….. thats another story..

    #582
    TTrumble
    Member

    Hello ineedhelp,

    First, when the new Forum was established, another member latched on to the screen name you had used in the old forum, hence the problem you experienced. Just for the sake of being thorough, please e-mail me your NACA ID number so I can make sure my records are straight.

    You essentially answered your own questions. You are absolutley right Obviously, the right hand doesnt know what the left hand is doing. Those packets you received are from other departments that have nothing to do with your NACA file. Ignore them. And PLEASE stop thinking “I just dont want to get foreclosed on and sent my closing documents simutaneously…… which is apparently the way this two-headed monster is working…………….. is a possibility…”. (You already know better.) 😉

    Until the modification is finalized, the terms of the loan have not officially changed, and normal collection activity will continue. Even if it should go as far as foreclosure being started, any auction date scheduled will get cancelled since they are in the process of finalizing your modification.

    You have nothing to worry about at this point.

    Thanks!

    Tim Trumble
    Online Operations, NACA
    ttrumble@naca.com

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